Our mission is to make
money simple, not stressful

Humanforce Thrive is the leading charity-backed and socially focused fintech, focusing on improving financial wellbeing for all employees.

Our social charter

At the heart of Humanforce Thrive is our social charter – everything we do and every product we create is designed to improve the financial wellbeing of people in work.

It’s this mission and common vision that won the support of our founding backers Joseph Rowntree, Barrow Cadbury Trust and Big Society Capital. And it’s a mission that will continue to guide our company in the future.

Our aims

No one should have to pay unnecessary interest

Everyone should have savings for a rainy day

All financial goals should be achievable

Our investors and partners

Humanforce Thrive is a member of the Financial Inclusion Action Plan and backed by leading investors and financial charities. More than 200 businesses and one million employees have joined our mission so far.

Our tools to build financial wellbeing


Automated transfers so saving becomes second nature, helping employees to reach goals faster.

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Making it easy for employees to see their earnings grow in real-time, so they can budget confidently and pick up extra shifts when needed.

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1:1 live chat money coaches available to employees 24/7 to work through financial behaviours and setting goals.

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Flexible pay

Remove the need for employees to rely on high-cost credit by providing access to a percentage of earned wages - instantly available.

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Personalised financial education to help employees with money management principles and break behavioural barriers that hold people back.

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Our results

9 in 10

of people report a
decrease in use of
high cost credit

7 in 10

people feel more in
control of their

1 in 2

people say they’re
financial position has improved

We're accountable for our impact. It's our guarantee.

We work with Good Shepherd Australia New Zealand, the Centre of Social Impact and EY to show our progress as we seek to promote financial inclusion at work.